If convenience is your motivation "Everything under the same roof" then I get it - but if you're into saving money which over time will make you money... YOUR Bank has no interest in that!
***The FD130 Terminal from First Data is an affordable solution that combines performance, reliability and ease of use in compact, feature-rich devices. The best part is the FD130 Terminal is ready for EMV technology, the new industry standard in security. Couple the FD130 with a First Data FD35 Pin Pad and you have the ultimate tandem that offers the ability to securely process Pin Debit - EMV/NFC (Near Field Communication) Contactless payments via Payment Cards, Phone Apps, i.e., Applepay, Samsung Pay, etc. security. In addition to the added security, the FD130 Terminal gives you full range of solutions for payment processing, including credit, debit, gift cards, personal paper checks and EBT.